2013 Flood Safety Awareness Week is March 18th - 22nd
--- Today’s topic is...Flood Risk and Flood Insurance ---
Everyone lives in a flood zone...with their risk of flooding ranging from low...to moderate...to high. Floods are four times more likely to occur than a fire. Low hazard flood areas are also at risk...25% to 35% of all claims each year are paid for property located outside high risk areas.
Just because you haven’t experienced a flood in the past, doesn’t mean you won’t in
the future. Flood risk isn’t just based on history. It’s also based on a number of factors:
rainfall, river flow, topography, flood-control measures, and changes due to building
You may think that you are covered for flood damage...but most homeowner’s
insurance does not cover it. All it takes is just a few inches of water in a home to
cause thousands of dollars of damage. Homeowners...renters...and business owners
are eligible to purchase flood insurance as long as their community participates in the
National Flood Insurance Program (NFIP).
The NFIP is a Federal program, enabling property owners to purchase insurance protection against losses from flooding. It takes 30 days after purchase for a policy to take effect. Therefore...it is important to buy insurance before the floodwaters start to rise. Buy flood insurance and stay protected no matter what.
See the Federal Emergency Management Agency (FEMA) web site at...www.floodsmart.gov.
Other important flood websites:
NWS AHPS: http://water.weather.gov/ahps
Flood Safety Awareness: http://www.floodsafety.noaa.gov
Be a force of nature: http://www.nws.noaa.gov/com/weatherreadynation/force.html